Washington 2026 Small business plans and products

Employers with 1 to 50 employees can find a mix of high-quality care, advanced services, and cost effectiveness with our plans. Our health plans for small businesses offer fully integrated care and coverage that makes plans easy to use and administer.

With smart benefit design, coordinated care, chronic condition management, and preventive care, your employees can better engage with their health and you can better control your health care costs.

Related links: Evidence of Coverage (EOC) (PY2026) | Summary of Benefits and Coverage (SBC) (PY2026)

Core

2026 KP Bronze Core HSA 6000

The KP Bronze Core HSA 6000 plan is compatible with a health savings account (HSA). It’s a great option for employees who want more control over their health care expenses. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Gold Core 2000 LX

The Gold Core 2000 LX gives members a lower cost for services at a higher premium. This plan provides members office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core 5000

The Silver Core 5000 provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core HSA 3500

The Silver Core HSA 3500 plan is compatible with a health savings account (HSA) and provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core HSA 4500

The Silver Core HSA 4500 is compatible with a health savings account (HSA) and provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core 1800

The Silver Core 1800 plan provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core 2500 LX

The KP Silver Core 2500 LX plan provides a good balance between monthly premiums and cost for care. With this plan, members get office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Silver Core 2500 LX - EO

KP Silver Core 2500 LX – EO plan provides coverage to only your employees, allowing their spouses and dependents to seek other coverage. This plan provides a good balance between monthly premiums and cost for care. This plan also offers members office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Gold Core 1500 LX

The KP Gold Core 1500 LX plan is a mid-level deductible plan. The plan provides members with office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 Gold Core 600 LX

The KP Gold Core 600 LX plan gives members a lower cost for services at a higher premium. This plan provides members with office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

2026 KP Platinum Core 250 LX

The KP Platinum Core 250 LX plan gives members the lowest cost we offer for services at a higher premium. This plan provides office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Options

2026 KP Plus Silver 2500

The KP Plus Silver 2500 plan gives members a higher cost for services at a lower premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

2026 KP Plus Gold 600 LX

The KP Plus Gold 600 LX plan gives members a moderate cost for services at a slightly higher premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

2026 KP Plus Platinum 250

The KP Plus Platinum 250 plan gives members a lower cost for services at a higher premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

Access PPO

2026 KP Gold Access PPO 2000 LX

The Gold Access PPO 2000 LX provides low cost for care at a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice -- locally, regionally, and nationally.

English (PDF)

2026 KP Bronze Access PPO HSA 6000

The KP Bronze Access PPO HSA 6000 plan is a lower-cost, high-deductible plan that is compatible with a health savings account (HSA). This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Bronze Access PPO 8000 LX

The Bronze Access PPO 8000 LX plan provides low cost for care at a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice -- locally, regionally, and nationally.

English (PDF)

2026 KP Silver Access PPO HSA 4000

The KP Silver Access PPO HSA 4000 plan is compatible with a health savings account (HSA) and provides a good balance between monthly premiums and cost for care. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Silver Access PPO 5000

The 2026 KP Silver Access PPO 5000 plan is a lower-cost, high-deductible plan that is compatible with a health savings account (HSA). This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Silver Access PPO 2500 LX

The Silver Access PPO 2500 LX plan provides a good balance between monthly premium and cost for care, featuring office visits without having to pay the deductible. This plan offers a lower deductible (LD) option at the silver metal level. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Silver Access PPO 3500 LX

The Silver Access PPO 3500 LX plan provides a good balance between monthly premiums and cost for care, featuring office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Silver Access PPO 3500 LX - EO

The Access PPO VisitsPlus Silver LX - EO plan provides coverage to only employees, allowing their spouses and dependents to seek other coverage. It provides a good balance between monthly premiums and cost for care and provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Gold Access PPO 600 LX

The Gold Access PPO 600 LX plan provides low cost for care at a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Gold Access PPO 1500 LX

The Gold Access PPO 1500 LX plan provides low cost of care and a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2026 KP Platinum Access PPO 500 LX

The Platinum Access PPO 500 LX Platinum LX plan gives members the lowest cost we offer for services at a higher premium. It provides office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

2025 KP Platinum Access PPO 250 LX

Platinum Access PPO 250 LX plan provides office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Summit PPO

2026 KP Bronze Summit PPO HSA 6500

The Bronze Summit PPO HSA 6500 plan is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers. Features Tier 1 – In-network Tier 2

English (PDF)

2026 KP Silver Summit PPO 3500 LX

The Silver Summit PPO 3500 LX plan is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

2026 KP Gold Summit PPO 1500 LX

The Gold Summit PPO 1500 LX is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

2026 KP Platinum Summit PPO 300 LX

The Platinum Summit PPO 300 LX plan is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

Washington 2025 Small business plans and products

Employers with 1 to 50 employees can find a mix of high-quality care, advanced services, and cost effectiveness with our plans. Our health plans for small businesses offer fully integrated care and coverage that makes plans easy to use and administer.

With smart benefit design, coordinated care, chronic condition management, and preventive care, your employees can better engage with their health and you can better control your health care costs.

Related links: Evidence of Coverage (EOC) | Summary of Benefits and Coverage (SBC)

Core

Core Bronze HSA

The Bronze HSA plan is compatible with a health savings account (HSA). It’s a great option for employees who want more control over their health care expenses. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core Silver HSA

The Silver HSA plan is compatible with a health savings account (HSA) and provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core Silver

The Silver plan provides a good balance between monthly premiums and cost for care. This plan features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core VisitsPlus Silver LX

The Core VisitsPlus Silver LX plan provides a good balance between monthly premiums and cost for care. With this plan, members get office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core VisitsPlus Silver LX – EO

The Core VisitsPlus Silver LX – EO plan provides coverage to only your employees, allowing their spouses and dependents to seek other coverage. This plan provides a good balance between monthly premiums and cost for care. This plan also offers members office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core VisitsPlus Gold HD LX

The Core VisitsPlus Gold HD LX plan is a midlevel deductible plan. The plan provides members office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core VisitsPlus Gold LX

The Core VisitsPlus Gold LX plan gives members a lower cost for services at a higher premium. This plan provides members office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Core VisitsPlus Gold LX - EO

The Core VisitsPlus Gold LX – EO plan provides coverage to only your employees, allowing their spouses and dependents to seek other coverage. The plan gives members a lower cost for services at a higher premium and allows office visits without having to pay the deductible.

English (PDF)

Core VisitsPlus Platinum LX

The Core VisitsPlus Platinum LX plan gives members the lowest cost we offer for services at a higher premium. This plan provides office visits without having to pay the deductible. It features the Core network, which offers access to specially selected providers for the greatest value.

English (PDF)

Options

KP Plus Silver

The KP Plus Silver plan gives members a higher cost for services at a lower premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

KP Plus Gold

The KP Plus Gold plan gives members a moderate cost for services at a slightly higher premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

KP Plus Platinum

The KP Plus Platinum plan gives members a lower cost for services at a higher premium. Kaiser Permanente Plus (KP Plus) provides access to high-quality care from Kaiser Permanente and affiliated providers, plus the flexibility to get care from out-of-network providers for a limited number of times each year. This plan features the Options Network.

English (PDF)

Access PPO

Access PPO Bronze HSA

The Access PPO Bronze HSA plan is a lower-cost, high-deductible plan that is compatible with a health savings account (HSA). This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO Silver HSA

The Access PPO Silver HSA plan is compatible with a health savings account (HSA) and provides a good balance between monthly premiums and cost for care. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Silver HD

The Access PPO VisitsPlus Silver HD plan is a lower-cost, high-deductible plan. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Silver LD LX

The Access PPO VisitsPlus Silver LD LX plan provides a good balance between monthly premium and cost for care, featuring office visits without having to pay the deductible. This plan offers a lower deductible (LD) option at the silver metal level. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Silver LX

The Access PPO VisitsPlus Silver LX plan provides a good balance between monthly premiums and cost for care, featuring office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Silver LX – EO

The Access PPO VisitsPlus Silver LX - EO plan provides coverage to only employees, allowing their spouses and dependents to seek other coverage. It provides a good balance between monthly premiums and cost for care and provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Gold LX

The Access PPO VisitsPlus Gold LX plan provides low cost for care at a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Gold HD LX

The Access PPO VisitsPlus Gold HD LX plan provides low cost of care and a higher premium. It provides in-network office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Platinum LX

The Access PPO VisitsPlus Platinum LX plan gives members the lowest cost we offer for services at a higher premium. It provides office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Access PPO VisitsPlus Platinum HD LX

The Access PPO VisitsPlus Platinum HD LX plan provides office visits without having to pay the deductible. This plan features the Access PPO network, which offers virtually unlimited provider choice — locally, regionally, and nationally.

English (PDF)

Summit PPO

Summit PPO Bronze HSA

The Summit PPO Bronze HSA plan is a true 3-tier product with the highest benefit level tier that includes  high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers. Features Tier 1 – In-network Tier 2

English (PDF)

Summit PPO VisitsPlus Silver LX

The Summit PPO VisitsPlus Silver LX plan is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

Summit PPO VisitsPlus Gold LX

The Summit PPO VisitsPlus Gold LX is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

Summit PPO VisitsPlus Platinum LX

The Summit PPO VisitsPlus Platinum LX plan is a true 3-tier product with the highest benefit level tier that includes high-performing Washington Permanente Medical Group providers. This plan offers provider-choice through other contracted providers.

English (PDF)

Summary of Benefits and Coverage