With our consumer-directed health care (CDHC) options — deductible plans paired with one of our health payment accounts — you get what you’re looking for. It’s a solution with advantages for your employees and your business.
— Towers Watson/National Business Group on Health, April 2014.
Watch Video >
No matter which deductible plan and health payment account you choose to pair together, you and your employees will get a wealth of features and benefits that’ll help you get the most out of your health care strategy.
Employees have the option of using employer-contributed funds to pay for qualified medical expenses on a tax-free basis.1 Several HRA types are available, ranging from comprehensive to more limited coverage.
Employees own their HSA, which can be used to pay for qualified medical expenses. 2 The money employees contribute to this account through payroll withholdings isn’t considered part of their wages, so they won’t be taxed on it.
Employees make pretax contributions to a savings account they can use to pay for a wide range of qualified medical expenses — including doctor visits, prescription drugs, lab tests — or dependent care expenses such as child care. 3
300,000+ Kaiser Permanente members are enrolled in a CDHC plan
With our enhanced administrative capabilities, you can spend less time managing your employees’ health care expenses and more time moving your business forward. And you and your employees can get the administrative support you need from our dedicated Health Payment Services team, from setup to day-to-day management.
The tax references in this website are provided for informational purposes only. Consult with your financial or tax advisor or attorney for advice about federal and state income tax laws.
Refer to IRS Publication 502 for a list of qualified medical and dental expenses. Refer to IRS Publication 503 for a list of qualified child and dependent care expenses.
See note 1.
Applies only to HRA and FSA.
Some plan options, products, and riders not available in all Kaiser Permanente areas.
Saved!
Congratulations! You have successfully saved this item.
To access your Saved items any time, open the "Saved Items" folder in the top right corner of the page.
View Saved Items >
Cookies disabled
It seems that you do not have cookies enabled. Please enable cookies to make use of all of our site's functionality.
Saved items
You haven't collected any items yet.
Click the "Save" icon next to the content you want to revisit later.
Click on the "Saved Items" link at the top of the page or use the URL we create for you.
Be sure to copy and paste the URL we create for you before you leave the site.
Saved Items
1-5 of 14
Your Link
After leave the site, your saved items will be saved for you at this URL:
Share your list