Traditional HMO and deductible HMO plans



To successfully manage your total costs and improve business performance, you need a partner who addresses the health of your employees early, consistently, and effectively.
With our traditional HMO and deductible HMO plans, your employees get full access to our world-class coordinated care model, including one of the nation’s largest multispecialty medical groups.
3 ways our plans make good health easy
At Kaiser Permanente, superior prevention and early detection, high-quality treatment, and seamless care experiences help keep your workforce healthy and engaged.
High-quality care from physician-led teams working together to keep members healthy
Convenient access to doctors, labs, imaging, and
pharmacy, often under one roof
Integrated virtual care that makes it easy to meet health needs on the go
Advantages of our traditional HMO plans
Our traditional HMO plans can help you attract and retain talent in a competitive market. A traditional HMO plan gives your employees lower out-of-pocket costs, predictable copays, and no deductible to meet before their coverage begins. When getting the right care is convenient and their coverage is easy to navigate, your employees can focus on bringing their best to work every day — and you get the full value from each health care dollar you spend.
With traditional HMO plans, your employees get:
- Preventive care at no cost
- Coverage with no deductible to meet
- Predictable copays or coinsurance
Advantages of our deductible HMO plans
Our deductible HMO plans give you more affordable ways to give your employees access to our comprehensive integrated care. They get the same high-quality care and convenient access as traditional plan members. You get flexible cost-sharing options to fit your bottom line — like our Kaiser Permanente Everyday Care and Kaiser Permanente Virtual Complete® plans.1
With deductible HMO plans, your employees get:
- Preventive care at no cost
- A deductible for higher-cost services
- Predictable copays or coinsurance
Advantages of our HSA-qualified high deductible health plans
Manage your health care costs even more effectively by offering one of our HSA-qualified high deductible health plans (HDHPs).2 With the comprehensive coverage, preventive services, and workforce health solutions that our HDHPs offer, employees can become empowered health care consumers who are invested in maintaining and improving their long-term health – which helps you save money.
With HSA-qualified HDHPs, your employees can:
- Choose from a wide selection of plans with a range of deductibles, copays, and coinsurance
- Get lower monthly rates compared to other plan types
- Use tax-saving contributions to pay for qualified medical expenses
Find the right plan for your business 877-305-7933
Learn more about our plans and payment options

As an entrepreneur, you need a health plan that’s affordable, flexible, easy to use, and helps you and your employees live healthier.

You need your employees at their best to keep your business moving forward. Our plans help them get healthy and stay that way.

Our health plans paired with our Health Payment Accounts offer advantages for both your business and your employees.
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Footnotes:
1Not all plan types are available in all regions.
2For information about a Kaiser Permanente–administered HSA, please contact your Kaiser Permanente sales representative.