Simplified health plans for multistate businesses

A plan that covers care provided by in-network physicians. They often focus on prevention and integrated care and have predictable copays and lower out-of-pocket maximums.

An HMO plan that incorporates a deductible on some services for more employee cost sharing. They usually have lower premiums than HMO plans.

An HMO plan that incorporates a high deductible that can be paired with a tax-favored health savings account (HSA). They usually have the lowest premiums.

• Equitable care
• Low out-of-pocket costs and easy-to-understand coverage makes care convenient, getting you full value for each health care dollar
• Can help attract and retain talent
• Fully integrated care for those that live or work within a Kaiser Permanente service area
  

• Equitable care
• Preventive care covered at no cost
• Lower monthly rate
• A wide selection of plans with a variety of deductible, copay, and coinsurance options                 
  

• Equitable care
• Preventive services are covered at low or no cost
• Lowest monthly rate helps control costs
• Provides employees with financial incentive to prioritize preventive care and save for future health care needs
  

• Preventive care covered at no cost
• Predictable, and lower, out-of-pocket costs·  Simple plan design
• Care coordinated by a primary care physician

• Preventive care covered at no cost
• Lower premiums than regular HMO plans
• Care coordinated by a primary care physician

• Preventive services covered at low or no cost
• Lowest HMO premiums  Coordinated care
• Tax-free HSA contributions
• Employee owns HSA account