Our plans offer great coverage, high-quality providers, and value all along the cost and coverage spectrum. Everything your clients are looking for in a health plan is right here.

1. Learn about our plans

Your clients can choose from a portfolio of individual health plans for 2025, including plans direct from Kaiser Permanente, as well as plans offered through Washington Healthplanfinder. Our plans offer great benefit coverage, great value for the money, and a choice of high-quality providers.

You can view our plans and compare up to 3 off-exchange plans at a time on the Sign Me Up online quoting and enrollment tool. To view both on and off-exchange plans together and compare, visit buykp.org.

To compare plans:

• Click the Compare box below every plan that is being considered.
• Scroll down toward the bottom of the page to see a list of all selected plans.
• Click the Compare plans button to see the results.
• All selected plans for comparison are shown side-by-side. Scroll down to see additional information.
• When Plan details is clicked, the complete information about the selected plan will show. To print the plan details, click Print.

2. Review our provider network

Starting January 1, 2025, the Core network is the provider network for all Kaiser Permanente individual and family plans. The Core network includes the Washington Permanente Medical Group, which offers more than 1,300 clinicians practicing at 33 medical facilities and at community hospitals in Washington state.* We are one of the largest multispecialty groups in the state with more than 60 specialties, including 17 surgical specialties. In addition, we have a broad network of contracted primary care providers, specialists, and hospitals.

View providers within our provider network.
*OIC Provider Network Form A

3. Choose the right coverage level

About our plans

Find the right plan in 3 easy steps Our flexible plan design lets your client customize a health plan that fits their company's size, needs, and budget. (Adult and family dental benefits are optional.)

View our plans
1. Determine whether you’ll offer multiple plans
Groups of 1 to 5 employees can offer up to 4 plans. You can offer any combination of Core, KP Plus/Options, Access PPO, and Summit PPO plans.

Groups with 6 to 50 employees can offer any number of plans. You can offer any combination of Core, KP Plus/Options, Access PPO, and Summit PPO plans. Offering up to 4 plans may be ideal for groups of this size.

For a plan to be available to new group members during the contract year, a group must have at least one employee enrolled in the plan at the time of a new group setup or at renewal. Federal regulations require that groups must have at least one common-law employee enrolled to offer coverage. That means there must be at least one employee on the payroll who is not the owner or spouse of the owner.

2. Decide on your provider network(s)

Washington Permanente Medical Group is one of the largest multispecialty groups in the state, with more than 60 specialties, including 17 surgical specialties.

Our doctors and other health care providers have been recognized for the quality of care we offer:

Washington Permanente Medical Group has been one of the top-ranked medical groups in the state for 17 years in a row.¹

100+ doctors recognized in Seattle’s Top Docs 2024 list in Seattle Magazine and Seattle Met.²

CORE | Offered by Kaiser Foundation Health Plan of Washington

In-network coverage with Washington Permanente Medical Group at lower out-of-pocket expenses and monthly premiums:

• Nearly 1,600 Kaiser Permanente providers practicing at over 30 medical facilities in Washington state and in 8 community hospitals
  
• More than 16,000 additional network providers and facilities

KAISER PERMANENTE PLUS™/OPTIONS | Offered by Kaiser Foundation Health Plan of Washington Options, Inc.

Comprehensive coverage from Kaiser Permanente doctors and facilities as well as affiliated providers:

• The option to see out-of-network providers for up to 10 physician visits/medical services, and 5 prescription fills or refills per year.
• Generally lower out-of-pocket expenses and monthly rates for employers and employees, when compared to a typical PPO plan.
• Preventive care services, such as routine physicals, well-child visits, and certain screening tests, with $0 copay.

ACCESS PPO | Offered by Kaiser Foundation Health Plan of Washington Options, Inc.

A wide range of provider choice with one of the state's largest preferred provider networks:

• Kaiser Permanente providers, medical facilities, and pharmacies
• More than 26,000 additional network providers and facilities
• Most providers and designated pharmacies in our service area, including UW Medicine, Swedish Physicians, MultiCare, CHI Franciscan, PeaceHealth, Providence, and more.
• First Choice Health network providers for Alaska, Idaho, Montana, Oregon, and Washington.
• First Health network providers for all other states in the United States.
• OptumRx network pharmacies nationwide.
• Access to any other licensed provider at the out-of-network benefit level.

SUMMIT PPO | Offered by Kaiser Foundation Health Plan of Washington Options, Inc.

Our Summit PPO plans provide access to high-value providers while maintaining provider choice.

• 3-tier narrow-network PPO design with no referral requirements.
• Tier 1 offers access to high-quality Kaiser Permanente providers, pharmacies, and preferred hospitals in all states where we have locations, and to preferred contracted providers in the Washington state service area.
• Tier 1 and Tier 2 share an in-network deductible and out-of-pocket maximum.
• Care through our Summit PPO network.
• 80% of employees must live or work in the 6-county area of King, Kitsap, Pierce, Snohomish, Spokane, and Thurston

¹ Washington Health Alliance 2008–2024 Community Checkup reports, https://www.wacommunitycheckup.org/reports/2024-communitycheckup- report/. The 2017–2024 year rankings apply to Kaiser Permanente Washington’s medical group, Washington Permanente Medical Group, P.C. Ranking for years prior to 2017 apply to the then-named Group Health Cooperative’s medical group, formerly named Group Health Permanente, P.C. and now named Washington Permanente Medical Group, P.C.
² As recognized by Seattle Magazine, Seattle Met.

3. Choose your coverage level(s)

All our plans include the same benefits. The main differences are seen in the monthly premiums versus the member’s cost shares.

4. Consider dental coverage

We work with Delta Dental of Washington to offer your employees dental coverage when paired with one of our 2025 medical plans. There are 2 optional plans to select from — Basic and Standard — that include coverage for your employees and their families.

Both plans fulfill the federal mandate to provide pediatric coverage for members up to age 19. If your employee does not choose one of them, the employee's medical plan will be automatically paired with a pediatric-only dental plan offered by Delta Dental.

Kaiser Permanente Small Group support

Kaiser Permanente's Small Group team is here to support you. We are available to answer questions regarding the following topics.

• Enrollment materials/brochures
• Group quotes
• Contract administration
• Open enrollment
• Producer change
• Provider directories
• Quoting portal questions

Small Group support can be reached at 1-800-542-6312 (WWA) / 1-800-497-2210 (EWA) or via email at smallbusinessgroup@kp.org.