Large Groups
For businesses with 51 or more employees
Our comprehensive suite of products addresses the multifaceted health care needs of large organizations in a post-reform world.
KP Plus plans offer comprehensive, high-quality care from our doctors and facilities – plus access to out-of-network providers for a set number of office visits, medical services, and prescription fills. Your employees get care when and where they need it – in or outside of our service area. These plans use our Options network.
Virtual Plus plans are a good option for employees who want affordable care and the convenience of starting most care online. Most primary and specialty care will start with a virtual visit. A Kaiser Permanente doctor or clinician will provide care and prescriptions or provide a referral for in-person care. Virtual Plus plans require that 100% of employees live or work within the service area. These plans use our Connect network.
HMO Deductible plans come with a wider range of costshare options and price points to meet the financial needs of your employees. These plans use our Core network.
Our consumer-directed health care (CDHC) options allow you to match a lower-cost deductible plan with a health payment account — a health savings account (HSA), health reimbursement arrangement (HRA), or flexible spending account (FSA). We offer several CDHC high deductible health plan options within our HMO Deductible, Access PPO, and Summit PPO plans. Networks vary depending on the plan you select.
With Access PPO, your employees can choose from an extensive network of preferred primary and specialty care providers, including our exclusive medical group at Kaiser Permanente medical facilities. They also have the option to get care through our regional and national networks. These plans use our Access PPO network.
Employers looking for a low-cost PPO can turn to our 3-tier Summit PPO plans. These plans provide access to high-value providers while maintaining provider choice. Summit PPO plans require that 80% of employees live or work within the service area. These plans have the option to get care through our regional and national networks. They use our Summit PPO network.
If you’re looking to gain more control over your health plan funding and stay financially nimble, we can help you achieve your goals. Choose from our insured, self-funded*, and risk-sharing options.
* An employee’s health benefits are self-insured by their employer, union, or Plan sponsor. Kaiser Permanente Insurance Company provides certain administrative services for the Plan and is not an insurer of the Plan or financially liable for health care benefits under the Plan.
