Northwest 2026 Small business plans

(1 - 50 full time and full-time equivalent employees)

Related links: Summary of Benefits and Coverage (SBC) | Workers' Compensation for Oregon and Washington | Enrollment tools

Companies with 1 to 50 employees ask for that perfect mix of high-quality care, advanced services, and cost effectiveness. Our plans for small businesses include traditional copayment plans, deductible plans, point-of-service plans, and dental plans to meet those needs.

Traditional medical plans

These plans offer predictable copays and out-of-pocket maximums and make it easier for employees to manage their health care spending. A variety of copay options gives you the flexibility to choose a plan that meets employee needs and business goals.

KPNW Gold 0 (Oregon)
KPNW Gold 0 (Washington)
KPNW Gold 0 w/VX (Oregon)
KPNW Gold 0 w/VX (Washington)
KPNW Gold 0 w/VX & Massage (Oregon)
KPNW Platinum 0 (Oregon)
KPNW Platinum 0 (Washington)
KPNW Platinum 0 w/VX (Oregon)
KPNW Platinum 0 w/VX (Washington)
KPNW Platinum 0 w/VX & Massage (Oregon)

Deductible medical plans

You’ll get more options at an affordable cost. With the addition of an employee deductible and out-of-pocket cost, monthly payments are lower than for traditional plans. You’ll be able to reduce premiums while still maintaining quality care and access to our doctors for your employees.

KPNW Bronze 7000 (Oregon)
KPNW Bronze 7000 (Washington)
KPNW Bronze 7000 w/VX (Oregon)
KPNW Bronze 7000 w/VX (Washington)
KPNW Bronze 7000 w/VX & Massage (Oregon)
KPNW Bronze 9200 (Oregon)
KPNW Bronze 9200 (Washington)
KPNW Bronze 9200 w/VX (Oregon)
KPNW Bronze 9200 w/VX (Washington)
KPNW Bronze 9200 w/VX & Massage (Oregon)
KPNW Silver 3000 (Oregon)
KPNW Silver 3000 (Washington)
KPNW Silver 3000 w/VX (Oregon)
KPNW Silver 3000 w/VX (Washington)
KPNW Silver 3000 w/VX & Massage (Oregon)
KPNW Silver 4000 (Oregon)
KPNW Silver 4000 (Washington)
KPNW Silver 4000 w/VX (Oregon)
KPNW Silver 4000 w/VX (Washington)
KPNW Silver 4000 w/VX & Massage (Oregon)
KPNW Silver 5000 (Oregon)
KPNW Silver 5000 (Washington)
KPNW Silver 5000 w/VX (Oregon)
KPNW Silver 5000 w/VX (Washington)
KPNW Silver 5000 w/VX & Massage (Oregon)
KPNW Silver 6000 (Oregon)
KPNW Silver 6000 (Washington)
KPNW Silver 6000 w/VX (Oregon)
KPNW Silver 6000 w/VX (Washington)
KPNW Silver 6000 w/VX & Massage (Oregon)
KPNW Gold 1000 (Oregon)
KPNW Gold 1000 (Washington)
KPNW Gold 1000 w/VX (Oregon)
KPNW Gold 1000 w/VX (Washington)
KPNW Gold 1000 w/VX & Massage (Oregon)
KPNW Gold 1500 (Oregon)
KPNW Gold 1500 (Washington)
KPNW Gold 1500 w/VX (Oregon)
KPNW Gold 1500 w/VX (Washington)
KPNW Gold 1500 w/VX & Massage (Oregon)
KPNW Gold 2000 (Oregon)
KPNW Gold 2000 (Washington)
KPNW Gold 2000 w/VX (Oregon)
KPNW Gold 2000 w/VX (Washington)
KPNW Gold 2000 w/VX & Massage (Oregon)
KPNW Platinum 250 (Oregon)
KPNW Platinum 250 (Washington)
KPNW Platinum 250 w/VX (Oregon)
KPNW Platinum 250 w/VX (Washington)
KPNW Platinum 250 w/VX & Massage (Oregon)
KPNW Platinum 500 (Oregon)
KPNW Platinum 500 (Washington)
KPNW Platinum 500 w/VX (Oregon)
KPNW Platinum 500 w/VX (Washington)
KPNW Platinum 500 w/VX & Massage (Oregon)
KPNW Standard Bronze Plan (Oregon)
KPNW Standard Silver Plan (Oregon)
KPNW Standard Gold Plan (Oregon)

HSA-qualified high deductible medical plans

Offer lower premiums than other plan types, plus tax savings.1 With our HSA-qualified high deductible plans and deductible plans with health reimbursement arrangement (HRA), your employees will have more control over their health care dollars, helpful online decision-support tools, and the same high-value access to services as members of our traditional plans.

KPNW Bronze HSA 7100 (Oregon)
KPNW Bronze HSA 7100 (Washington)
KPNW Bronze HSA 7100 w/VX (Oregon)
KPNW Bronze HSA 7100 w/VX (Washington)
KPNW Bronze HSA 7100 w/VX & Massage (Oregon)
KPNW Gold HSA 1800 (Oregon)
KPNW Gold HSA 1800 (Washington)
KPNW Gold HSA 1800 w/VX (Oregon)
KPNW Gold HSA 1800 w/VX (Washington)
KPNW Gold HSA 1800 w/VX & Massage (Oregon)
KPNW Silver HSA 3600 (Oregon)
KPNW Silver HSA 3600 (Washington)
KPNW Silver HSA 3600 w/VX (Oregon)
KPNW Silver HSA 3600 w/VX (Washington)
KPNW Silver HSA 3600 w/VX & Massage (Oregon)

Kaiser Permanente Plus (KP Plus) plans

In addition to offering comprehensive care from Kaiser Permanente doctors at our facilities and with affiliated providers, KP Plus also gives employees the option to see out-of-network providers for a limited number of services each year.

KPNW Bronze KP Plus 7000 (Oregon)
KPNW Bronze KP Plus 7000 (Washington)
KPNW Bronze KP Plus 7000 w/VX (Oregon)
KPNW Bronze KP Plus 7000 w/VX (Washington)
KPNW Bronze KP Plus 7000 w/VX & Massage (Oregon)
KPNW Silver KP Plus 3000 (Oregon)
KPNW Silver KP Plus 3000 (Washington)
KPNW Silver KP Plus 3000 w/VX (Oregon)
KPNW Silver KP Plus 3000 w/VX (Washington)
KPNW Silver KP Plus 3000 w/VX & Massage (Oregon)
KPNW Gold KP Plus 1000 (Oregon)
KPNW Gold KP Plus 1000 (Washington)
KPNW Gold KP Plus 1000 w/VX (Oregon)
KPNW Gold KP Plus 1000 w/VX (Washington)
KPNW Gold KP Plus 1000 w/VX & Massage (Oregon)
KPNW Platinum KP Plus 0 (Oregon)
KPNW Platinum KP Plus 0 (Washington)
KPNW Platinum KP Plus 0 w/VX (Oregon)
KPNW Platinum KP Plus 0 w/VX (Washington)
KPNW Platinum KP Plus 0 w/VX & Massage (Oregon)

Added Choice® point-of-service plans

Added Choice offers in-area and out-of-area employees provider choice, while offering customers the benefits of single carrier administration and health care cost containment.

Our Added Choice out-of-area (OOA) plans serve as an indemnity coverage solution for employees who live or work outside the Kaiser Permanente service area. They provide first-dollar coverage for doctor’s office visits and no-cost preventive care delivered by any contracted provider.

KPNW Bronze Added Choice 7000 (Oregon)
KPNW Bronze Added Choice 7000 (Washington)
KPNW Bronze Added Choice OOA 7000 (Oregon)
KPNW Bronze Added Choice 7000 w/VX (Oregon)
KPNW Bronze Added Choice 7000 w/VX (Washington)
KPNW Bronze Added Choice OOA 7000 w/VX (Oregon)
KPNW Bronze Added Choice 7000 w/VX & Massage (Oregon)
KPNW Bronze Added Choice OOA 7000 w/VX & Massage (Oregon)
KPNW Silver Added Choice 3000 (Oregon)
KPNW Silver Added Choice 3000 (Washington)
KPNW Silver Added Choice OOA 3000 (Oregon)
KPNW Silver Added Choice 3000 w/VX (Oregon)
KPNW Silver Added Choice 3000 w/VX (Washington)
KPNW Silver 3000 Added Choice OOA w/VX (Oregon)
KPNW Silver Added Choice 3000 w/VX & Massage (Oregon)
KPNW Silver 3000 Added Choice OOA w/VX & Massage (Oregon)
KPNW Silver Added Choice 4000 (Oregon)
KPNW Silver Added Choice 4000 (Washington)
KPNW Silver Added Choice OOA 4000 (Oregon)
KPNW Silver Added Choice 4000 w/VX (Oregon)
KPNW Silver Added Choice 4000 w/VX (Washington)
KPNW Silver Added Choice OOA 4000 w/VX (Oregon)
KPNW Silver Added Choice 4000 w/VX & Massage (Oregon)
KPNW Silver Added Choice OOA 4000 w/VX & Massage (Oregon)
KPNW Gold Added Choice 500 (Oregon)
KPNW Gold Added Choice 500 (Washington)
KPNW Gold Added Choice OOA 500 (Oregon)
KPNW Gold Added Choice 500 w/VX (Oregon)
KPNW Gold Added Choice 500 w/VX (Washington)
KPNW Gold Added Choice OOA 500 w/VX (Oregon)
KPNW Gold Added Choice 500 w/VX & Massage (Oregon)
KPNW Gold Added Choice OOA 500 w/VX & Massage (Oregon)
KPNW Gold Added Choice 1000 (Oregon)
KPNW Gold Added Choice 1000 (Washington)
KPNW Gold Added Choice 1000 w/VX (Oregon)
KPNW Gold Added Choice 1000 w/VX (Washington)
KPNW Gold Added Choice 1000 w/VX & Massage (Oregon)
KPNW Gold Added Choice OOA 1000 (Oregon)
KPNW Gold Added Choice OOA 1000 w/VX (Oregon)
KPNW Gold Added Choice OOA 1000 w/VX & Massage (Oregon)
KPNW Platinum Added Choice 250 (Oregon)
KPNW Platinum Added Choice 250 (Washington)
KPNW Platinum Added Choice OOA 250 (Oregon)
KPNW Platinum Added Choice 250 w/VX (Oregon)
KPNW Platinum Added Choice 250 w/VX (Washington)
KPNW Platinum Added Choice OOA 250 w/VX (Oregon)
KPNW Platinum Added Choice 250 w/VX & Massage (Oregon)
KPNW Platinum Added Choice OOA 250 w/VX & Massage (Oregon)

PPO Plus® plans

Our PPO Plus® plans provide you with the opportunity to give your employees living outside of the Kaiser Permanente NW service area more provider choice, while offering the benefits of single carrier administration and health care cost containment.

KPNW Bronze PPO Plus 7000 (Washington)
KPNW Bronze PPO Plus 7000 w/VX (Washington)
KPNW Silver PPO Plus 3000 (Washington)
KPNW Silver PPO Plus 3000 w/VX (Washington)
KPNW Silver PPO Plus 4000 (Washington)
KPNW Silver PPO Plus 4000 w/VX (Washington)
KPNW Platinum PPO Plus 250 (Washington)
KPNW Platinum PPO Plus 250 w/VX (Washington)
KPNW Gold PPO Plus 1000 (Washington)
KPNW Gold PPO Plus 1000 w/VX (Washington)

Medicare Senior Advantage plans

Provide your Medicare-eligible employees with the benefits of Medicare Advantage. Kaiser Permanente Senior Advantage picks up where Medicare leaves off, combining original Medicare coverage and Kaiser Permanente traditional coverage — as well as features unique to Senior Advantage (such as an outside service area benefit and health club benefit) — into one comprehensive plan.

KPNW Senior Advantage Plan (Oregon)
KPNW Senior Advantage Plan (Washington)

Traditional dental plans

We have a range of options with comprehensive coverage to meet the unique needs of your employees. Our unique medical-dental integration helps improve care quality, improve patient safety, and increase member satisfaction. See our dental product portfolio for information on our dental plans.

Family plans

KPNW Family Traditional $1000 (Oregon)
KPNW Family Traditional $1000/$50 Ded (Oregon)
KPNW Family Traditional $1000/$100 Ded (Oregon)
KPNW Family Traditional $1000/$100 Ded + Ortho (Oregon)
KPNW Family Traditional $1500 (Oregon)
KPNW Family Traditional $1500/$50 Ded (Oregon)
KPNW Family Traditional $1500/$100 Ded (Oregon)
KPNW Family Traditional $1500/$100 Ded + Ortho (Oregon)
KPNW Family Traditional $2000 (Oregon)
KPNW Family Traditional $2000/$50 Ded (Oregon)
KPNW Family Traditional $2000/$100 Ded (Oregon)
KPNW Family Traditional $2000/$100 Ded + Implants (Oregon)
KPNW Family Traditional $2000/$100 Ded + Ortho (Oregon)
KPNW Family Traditional $2000/$100 Ded + Ortho + Implants (Oregon)
KPNW Family Traditional $2500/$50 Ded (Oregon)
KPNW Family Traditional $2500/$100 Ded (Oregon)
KPNW Family Traditional $2500/$100 Ded + Implants (Oregon)
KPNW Family Traditional $2500/$100 Ded + Ortho (Oregon)
KPNW Family Traditional $2500/$100 Ded + Ortho + Implants (Oregon)
KPNW Family Traditional $3000/$50 Ded (Oregon)
KPNW Family Traditional $3000/$100 Ded (Oregon)
KPNW Family Traditional $3000/$100 Ded + Implants (Oregon)
KPNW Family Traditional $3000/$100 Ded + Ortho (Oregon)
KPNW Family Traditional $3000/$100 Ded + Ortho + Implants (Oregon)
KPNW Family Traditional $1000/$50 Ded Voluntary (Oregon)
KPNW Family Traditional $1500/$50 Ded Voluntary (Oregon)
KPNW Family Traditional $2000/$50 Ded Voluntary (Oregon)

Adult plans

KPNW Adult Traditional $1000 (Washington)
KPNW Adult Traditional $1000/$50 Ded (Washington)
KPNW Adult Traditional $1000/$100 Ded (Washington)
KPNW Adult Traditional $1000/$100 Ded + Ortho (Washington)
KPNW Adult Traditional $1500 (Washington)
KPNW Adult Traditional $1500/$50 Ded (Washington)
KPNW Adult Traditional $1500/$100 Ded (Washington)
KPNW Adult Traditional $1500/$100 Ded + Ortho (Washington)
KPNW Adult Traditional $2000 (Washington)
KPNW Adult Traditional $2000/$50 Ded (Washington)
KPNW Adult Traditional $2000/$100 Ded (Washington)
KPNW Adult Traditional $2000/$100 Ded + Implants (Washington)
KPNW Adult Traditional $2000/$100 Ded + Ortho (Washington)
KPNW Adult Traditional $2000/$100 Ded + Ortho + Implants (Washington)
KPNW Adult Traditional $2500/$50 Ded (Washington)
KPNW Adult Traditional $2500/$100 Ded (Washington)
KPNW Adult Traditional $2500/$100 Ded + Implants (Washington)
KPNW Adult Traditional $2500/$100 Ded + Ortho (Washington)
KPNW Adult Traditional $2500/$100 Ded + Ortho + Implants (Washington)
KPNW Adult Traditional $3000/$50 Ded (Washington)
KPNW Adult Traditional $3000/$100 Ded (Washington)
KPNW Adult Traditional $3000/$100 Ded + Implant (Washington)
KPNW Adult Traditional $3000/$100 Ded + Ortho (Washington)
KPNW Adult Traditional $3000/$100 Ded + Ortho + Implant (Washington)
KPNW Adult Traditional $1000/$50 Ded Voluntary (Washington)
KPNW Adult Traditional $1500/$50 Ded Voluntary (Washington)
KPNW Adult Traditional $2000/$50 Ded Voluntary (Washington)

Choice dental plans

We have a range of options with comprehensive coverage to meet the unique needs of your employees. Our unique medical-dental integration helps improve care quality, improve patient safety, and increase member satisfaction. See our dental product portfolio for information on our dental plans.

Family plans

KPNW Family Choice $1000/$50 Ded (Oregon)
KPNW Family Choice $1000/$100 Ded (Oregon)
KPNW Family Choice $1000/$100 Ded + Ortho (Oregon)
KPNW Family Choice $1500/$50 Ded (Oregon)
KPNW Family Choice $1500/$100 Ded (Oregon)
KPNW Family Choice $1500/$100 Ded + Ortho (Oregon)
KPNW Family Choice $2000/$50 Ded (Oregon)
KPNW Family Choice $2000/$100 Ded (Oregon)
KPNW Family Choice $2000/$100 Ded + Implant (Oregon)
KPNW Family Choice $2000/$100 Ded + Ortho (Oregon)
KPNW Family Choice $2000/$100 Ded + Ortho + Implant (Oregon)
KPNW Family Choice $2500/$50 Ded (Oregon)
KPNW Family Choice $2500/$100 Ded (Oregon)
KPNW Family Choice $2500/$100 Ded + Implant (Oregon)
KPNW Family Choice $2500/$100 Ded + Ortho (Oregon)
KPNW Family Choice $2500/$100 Ded + Ortho + Implant (Oregon)
KPNW Family Choice $1000/$50 Ded Voluntary (Oregon)
KPNW Family Choice $1500/$50 Ded Voluntary (Oregon)
KPNW Family Choice $2000/$50 Ded Voluntary (Oregon)

Adult plans

KPNW Adult Choice $1000/$50 Ded (Washington)
KPNW Adult Choice $1000/$100 Ded (Washington)
KPNW Adult Choice $1000/$100 Ded + Ortho (Washington)
KPNW Adult Choice $1500/$50 Ded (Washington)
KPNW Adult Choice $1500/$100 Ded (Washington)
KPNW Adult Choice $1500/$100 Ded + Ortho (Washington)
KPNW Adult Choice $2000/$50 Ded (Washington)
KPNW Adult Choice $2000/$100 Ded (Washington)
KPNW Adult Choice $2000/$100 Ded + Implant (Washington)
KPNW Adult Choice $2000/$100 Ded + Ortho (Washington)
KPNW Adult Choice $2000/$100 Ded + Ortho + Implant (Washington)
KPNW Adult Choice $2500/$50 Ded (Washington)
KPNW Adult Choice $2500/$100 Ded (Washington)
KPNW Adult Choice $2500/$100 Ded + Implant (Washington)
KPNW Adult Choice $2500/$100 Ded + Ortho (Washington)
KPNW Adult Choice $2500/$100 Ded + Ortho + Implant (Washington)
KPNW Adult Choice + Child Only Ortho (Washington)
KPNW Adult Choice $1000/$50 Ded Voluntary (Washington)
KPNW Adult Choice $1500/$50 Ded Voluntary (Washington)
KPNW Adult Choice $2000/$50 Ded Voluntary (Washington)

Pediatric plans

KPNW Pediatric Choice Dental Plan (Washington)
KPNW Pediatric Choice + Ortho Dental Plan (Washington)

Northwest 2025 Small business plans

(1 - 50 full time and full-time equivalent employees)

Related links: Summary of Benefits and Coverage (SBC) | Workers' Compensation for Oregon and Washington | Enrollment tools

Companies with 1 to 50 employees ask for that perfect mix of high-quality care, advanced services, and cost effectiveness. Our plans for small businesses include traditional copayment plans, deductible plans, point-of-service plans, and dental plans to meet those needs.

Traditional medical plans

These plans offer predictable copays and out-of-pocket maximums and make it easier for employees to manage their health care spending. A variety of copay options gives you the flexibility to choose a plan that meets employee needs and business goals.

KPNW Gold 0 (Oregon)
KPNW Gold 0 (Washington)
KPNW Gold 0 w/VX (Oregon)
KPNW Gold 0 w/VX (Washington)
KPNW Gold 0 w/VX & Massage (Oregon)
KPNW Platinum 0 (Oregon)
KPNW Platinum 0 (Washington)
KPNW Platinum 0 w/VX (Oregon)
KPNW Platinum 0 w/VX (Washington)
KPNW Platinum 0 w/VX & Massage (Oregon)

Deductible medical plans

You’ll get more options at an affordable cost. With the addition of an employee deductible and out-of-pocket cost, monthly payments are lower than for traditional plans. You’ll be able to reduce premiums while still maintaining quality care and access to our doctors for your employees.

KPNW Bronze 7000 (Oregon)
KPNW Bronze 7000 (Washington)
KPNW Bronze 7000 w/VX (Oregon)
KPNW Bronze 7000 w/VX (Washington)
KPNW Bronze 7000 w/VX & Massage (Oregon)
KPNW Bronze 9200 (Oregon)
KPNW Bronze 9200 (Washington)
KPNW Bronze 9200 w/VX (Oregon)
KPNW Bronze 9200 w/VX (Washington)
KPNW Bronze 9200 w/VX & Massage (Oregon)
KPNW Silver 3000 (Oregon)
KPNW Silver 3000 (Washington)
KPNW Silver 3000 w/VX (Oregon)
KPNW Silver 3000 w/VX (Washington)
KPNW Silver 3000 w/VX & Massage (Oregon)
KPNW Silver 4000 (Oregon)
KPNW Silver 4000 (Washington)
KPNW Silver 4000 w/VX (Oregon)
KPNW Silver 4000 w/VX (Washington)
KPNW Silver 4000 w/VX & Massage (Oregon)
KPNW Silver 5000 (Oregon)
KPNW Silver 5000 (Washington)
KPNW Silver 5000 w/VX (Oregon)
KPNW Silver 5000 w/VX (Washington)
KPNW Silver 5000 w/VX & Massage (Oregon)
KPNW Silver 6000 (Oregon)
KPNW Silver 6000 (Washington)
KPNW Silver 6000 w/VX (Oregon)
KPNW Silver 6000 w/VX (Washington)
KPNW Silver 6000 w/VX & Massage (Oregon)
KPNW Gold 1000 (Oregon)
KPNW Gold 1000 (Washington)
KPNW Gold 1000 w/VX (Oregon)
KPNW Gold 1000 w/VX (Washington)
KPNW Gold 1000 w/VX & Massage (Oregon)
KPNW Gold 1500 (Oregon)
KPNW Gold 1500 (Washington)
KPNW Gold 1500 w/VX (Oregon)
KPNW Gold 1500 w/VX (Washington)
KPNW Gold 1500 w/VX & Massage (Oregon)
KPNW Gold 2000 (Oregon)
KPNW Gold 2000 (Washington)
KPNW Gold 2000 w/VX (Oregon)
KPNW Gold 2000 w/VX (Washington)
KPNW Gold 2000 w/VX & Massage (Oregon)
KPNW Platinum 250 (Oregon)
KPNW Platinum 250 (Washington)
KPNW Platinum 250 w/VX (Oregon)
KPNW Platinum 250 w/VX (Washington)
KPNW Platinum 250 w/VX & Massage (Oregon)
KPNW Platinum 500 (Oregon)
KPNW Platinum 500 (Washington)
KPNW Platinum 500 w/VX (Oregon)
KPNW Platinum 500 w/VX (Washington)
KPNW Platinum 500 w/VX & Massage (Oregon)
KPNW Standard Bronze Plan (Oregon)
KPNW Standard Silver Plan (Oregon)
KPNW Standard Gold Plan (Oregon)

HSA-qualified high deductible medical plans

Offer lower premiums than other plan types, plus tax savings.1 With our HSA-qualified high deductible plans and deductible plans with health reimbursement arrangement (HRA), your employees will have more control over their health care dollars, helpful online decision-support tools, and the same high-value access to services as members of our traditional plans.

KPNW Bronze HSA 7100 (Oregon)
KPNW Bronze HSA 7100 (Washington)
KPNW Bronze HSA 7100 w/VX (Oregon)
KPNW Bronze HSA 7100 w/VX (Washington)
KPNW Bronze HSA 7100 w/VX & Massage (Oregon)
KPNW Silver HSA 3500 (Oregon)
KPNW Silver HSA 3500 (Washington)
KPNW Silver HSA 3500 w/VX (Oregon)
KPNW Silver HSA 3500 w/VX (Washington)
KPNW Silver HSA 3500 w/VX & Massage (Oregon)

Kaiser Permanente Plus (KP Plus) plans

In addition to offering comprehensive care from Kaiser Permanente doctors at our facilities and with affiliated providers, KP Plus also gives employees the option to see out-of-network providers for a limited number of services each year.

KPNW Bronze KP Plus 7000 (Oregon)
KPNW Bronze KP Plus 7000 (Washington)
KPNW Bronze KP Plus 7000 w/VX (Oregon)
KPNW Bronze KP Plus 7000 w/VX (Washington)
KPNW Bronze KP Plus 7000 w/VX & Massage (Oregon)
KPNW Silver KP Plus 3000 (Oregon)
KPNW Silver KP Plus 3000 (Washington)
KPNW Silver KP Plus 3000 w/VX (Oregon)
KPNW Silver KP Plus 3000 w/VX (Washington)
KPNW Silver KP Plus 3000 w/VX & Massage (Oregon)
KPNW Gold KP Plus 1000 (Oregon)
KPNW Gold KP Plus 1000 (Washington)
KPNW Gold KP Plus 1000 w/VX (Oregon)
KPNW Gold KP Plus 1000 w/VX (Washington)
KPNW Gold KP Plus 1000 w/VX & Massage (Oregon)
KPNW Platinum KP Plus 0 (Oregon)
KPNW Platinum KP Plus 0 (Washington)
KPNW Platinum KP Plus 0 w/VX (Oregon)
KPNW Platinum KP Plus 0 w/VX (Washington)
KPNW Platinum KP Plus 0 w/VX & Massage (Oregon)

Added Choice® point-of-service plans

Added Choice offers in-area and out-of-area employees provider choice, while offering customers the benefits of single carrier administration and health care cost containment.

Our Added Choice out-of-area (OOA) plans serve as an indemnity coverage solution for employees who live or work outside the Kaiser Permanente service area. They provide first-dollar coverage for doctor’s office visits and no-cost preventive care delivered by any contracted provider.

KPNW Bronze Added Choice 7000 (Oregon)
KPNW Bronze Added Choice 7000 (Washington)
KPNW Bronze Added Choice OOA 7000 (Oregon)
KPNW Bronze Added Choice 7000 w/VX (Oregon)
KPNW Bronze Added Choice 7000 w/VX (Washington)
KPNW Bronze Added Choice OOA 7000 w/VX (Oregon)
KPNW Bronze Added Choice 7000 w/VX & Massage (Oregon)
KPNW Bronze Added Choice OOA 7000 w/VX & Massage (Oregon)
KPNW Silver Added Choice 3000 (Oregon)
KPNW Silver Added Choice 3000 (Washington)
KPNW Silver Added Choice OOA 3000 (Oregon)
KPNW Silver Added Choice 3000 w/VX (Oregon)
KPNW Silver Added Choice 3000 w/VX (Washington)
KPNW Silver 3000 Added Choice OOA w/VX (Oregon)
KPNW Silver Added Choice 3000 w/VX & Massage (Oregon)
KPNW Silver 3000 Added Choice OOA w/VX & Massage (Oregon)
KPNW Silver Added Choice 4000 (Oregon)
KPNW Silver Added Choice 4000 (Washington)
KPNW Silver Added Choice OOA 4000 (Oregon)
KPNW Silver Added Choice 4000 w/VX (Oregon)
KPNW Silver Added Choice 4000 w/VX (Washington)
KPNW Silver Added Choice OOA 4000 w/VX (Oregon)
KPNW Silver Added Choice 4000 w/VX & Massage (Oregon)
KPNW Silver Added Choice OOA 4000 w/VX & Massage (Oregon)
KPNW Gold Added Choice 500 (Oregon)
KPNW Gold Added Choice 500 (Washington)
KPNW Gold Added Choice OOA 500 (Oregon)
KPNW Gold Added Choice 500 w/VX (Oregon)
KPNW Gold Added Choice 500 w/VX (Washington)
KPNW Gold Added Choice OOA 500 w/VX (Oregon)
KPNW Gold Added Choice 500 w/VX & Massage (Oregon)
KPNW Gold Added Choice OOA 500 w/VX & Massage (Oregon)
KPNW Gold Added Choice 1000 (Oregon)
KPNW Gold Added Choice 1000 (Washington)
KPNW Gold Added Choice 1000 w/VX (Oregon)
KPNW Gold Added Choice 1000 w/VX (Washington)
KPNW Gold Added Choice 1000 w/VX & Massage (Oregon)
KPNW Gold Added Choice OOA 1000 (Oregon)
KPNW Gold Added Choice OOA 1000 w/VX (Oregon)
KPNW Gold Added Choice OOA 1000 w/VX & Massage (Oregon)
KPNW Platinum Added Choice 250 (Oregon)
KPNW Platinum Added Choice 250 (Washington)
KPNW Platinum Added Choice OOA 250 (Oregon)
KPNW Platinum Added Choice 250 w/VX (Oregon)
KPNW Platinum Added Choice 250 w/VX (Washington)
KPNW Platinum Added Choice OOA 250 w/VX (Oregon)
KPNW Platinum Added Choice 250 w/VX & Massage (Oregon)
KPNW Platinum Added Choice OOA 250 w/VX & Massage (Oregon)

PPO Plus® plans

Our PPO Plus® plans provide you with the opportunity to give your employees living outside of the Kaiser Permanente NW service area more provider choice, while offering the benefits of single carrier administration and health care cost containment.

KPNW Bronze PPO Plus 7000 (Washington)
KPNW Bronze PPO Plus 7000 w/VX (Washington)
KPNW Silver PPO Plus 3000 (Washington)
KPNW Silver PPO Plus 3000 w/VX (Washington)
KPNW Silver PPO Plus 4000 (Washington)
KPNW Silver PPO Plus 4000 w/VX (Washington)
KPNW Platinum PPO Plus 250 (Washington)
KPNW Platinum PPO Plus 250 w/VX (Washington)
KPNW Gold PPO Plus 1000 (Washington)
KPNW Gold PPO Plus 1000 w/VX (Washington)
Kaiser Permanente Level Funded

Level Funded is a self-funded solution that gives small and midsize businesses financial protection and more visibility into health care costs.* It also gives your employees access to our value-based integrated care model, which delivers healthier outcomes while making care more affordable.

Resources

*Kaiser Permanente Insurance Company (KPIC) provides administrative services and underwrites Stop Loss insurance for the Kaiser Permanente Level Funded program.

Medicare Senior Advantage plans

Provide your Medicare-eligible employees with the benefits of Medicare Advantage. Kaiser Permanente Senior Advantage picks up where Medicare leaves off, combining original Medicare coverage and Kaiser Permanente traditional coverage — as well as features unique to Senior Advantage (such as an outside service area benefit and health club benefit) — into one comprehensive plan.

KPNW Senior Advantage Plan (Oregon)
KPNW Senior Advantage Plan (Washington)

Traditional dental plans

We have a range of options with comprehensive coverage to meet the unique needs of your employees. Our unique medical-dental integration helps improve care quality, improve patient safety, and increase member satisfaction. See our dental product portfolio for information on our dental plans.

Family plans

KPNW Family Traditional $1000/$50 Ded 2025 (Oregon)
KPNW Family Traditional $1000/$50 Ded Vol 2025 (Oregon)
KPNW Family Traditional $1500/$50 Ded 2025 (Oregon)
KPNW Family Traditional $1500/$50 Ded Vol 2025 (Oregon)
KPNW Family Traditional $2000/$50 Ded 2025 (Oregon)
KPNW Family Traditional $2000/$50 Ded Vol 2025 (Oregon)
KPNW Family Traditional $2500/$50 Ded 2025 (Oregon)
KPNW Family Traditional $3000/$50 Ded 2025 (Oregon)
KPNW Family Traditional $1000/$100 Ded 2025 (Oregon)
KPNW Family Traditional $1000/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Traditional $1500/$100 Ded 2025 (Oregon)
KPNW Family Traditional $1500/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Traditional $2000/$100 Ded 2025 (Oregon)
KPNW Family Traditional $2000/$100 Ded + Implants 2025 (Oregon)
KPNW Family Traditional $2000/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Traditional $2000/$100 Ded + Ortho + Implants 2025 (Oregon)
KPNW Family Traditional $2500/$100 Ded 2025 (Oregon)
KPNW Family Traditional $2500/$100 Ded + Implants 2025 (Oregon)
KPNW Family Traditional $2500/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Traditional $2500/$100 Ded + Ortho + Implants 2025 (Oregon)
KPNW Family Traditional $3000/$100 Ded 2025 (Oregon)
KPNW Family Traditional $3000/$100 Ded + Implants 2025 (Oregon)
KPNW Family Traditional $3000/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Traditional $3000/$100 Ded + Ortho + Implants 2025 (Oregon)
KPNW Family Traditional $1000 2025 (Oregon)
KPNW Family Traditional $1500 2025 (Oregon)
KPNW Family Traditional $2000 2025 (Oregon)

Adult plans

KPNW Adult Traditional $1000/$50 Ded 2025 (Washington)
KPNW Adult Traditional $1000/$50 Ded Vol 2025 (Washington)
KPNW Adult Traditional $1500/$50 Ded 2025 (Washington)
KPNW Adult Traditional $1500/$50 Ded Vol 2025 (Washington)
KPNW Adult Traditional $2000/$50 Ded 2025 (Washington)
KPNW Adult Traditional $2000/$50 Ded Vol 2025 (Washington)
KPNW Adult Traditional $2500/$50 Ded 2025 (Washington)
KPNW Adult Traditional $3000/$50 Ded 2025 (Washington)
KPNW Adult Traditional $1000/$100 Ded 2025 (Washington)
KPNW Adult Traditional $1000/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Traditional $1500/$100 Ded 2025 (Washington)
KPNW Adult Traditional $1500/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Traditional $2000/$100 Ded 2025 (Washington)
KPNW Adult Traditional $2000/$100 Ded + Implants 2025 (Washington)
KPNW Adult Traditional $2000/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Traditional $2000/$100 Ded + Ortho + Implants 2025 (Washington)
KPNW Adult Traditional $2500/$100 Ded 2025 (Washington)
KPNW Adult Traditional $2500/$100 Ded + Implants 2025 (Washington)
KPNW Adult Traditional $2500/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Traditional $2500/$100 Ded + Ortho + Implants 2025 (Washington)
KPNW Adult Traditional $3000/$100 Ded 2025 (Washington)
KPNW Adult Traditional $3000/$100 Ded + Implant 2025 (Washington)
KPNW Adult Traditional $3000/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Traditional $3000/$100 Ded + Ortho + Implant 2025 (Washington)
KPNW Adult Traditional $1000 2025 (Washington)
KPNW Adult Traditional $1500 2025 (Washington)
KPNW Adult Traditional $2000 2025 (Washington)

Pediatric plans

KPNW Pediatric Traditional 80 Dental Plan 2025 (Oregon)
KPNW Pediatric Traditional 100 Ded Dental Plan 2025 (Oregon)
KPNW Pediatric Traditional + Ortho Dental Plan 2025 (Oregon)

Choice dental plans

We have a range of options with comprehensive coverage to meet the unique needs of your employees. Our unique medical-dental integration helps improve care quality, improve patient safety, and increase member satisfaction. See our dental product portfolio for information on our dental plans.

Family plans

KPNW Family Choice $1000/$50 Ded 2025 (Oregon)
KPNW Family Choice $1000/$50 Ded Vol 2025 (Oregon)
KPNW Family Choice $1500/$50 Ded 2025 (Oregon)
KPNW Family Choice $1500/$50 Ded Vol 2025 (Oregon)
KPNW Family Choice $2000/$50 Ded 2025 (Oregon)
KPNW Family Choice $2000/$50 Ded Vol 2025 (Oregon)
KPNW Family Choice $2500/$50 Ded 2025 (Oregon)
KPNW Family Choice $1000/$100 Ded 2025 (Oregon)
KPNW Family Choice $1000/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Choice $1500/$100 Ded 2025 (Oregon)
KPNW Family Choice $1500/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Choice $2000/$100 Ded 2025 (Oregon)
KPNW Family Choice $2000/$100 Ded + Implant 2025 (Oregon)
KPNW Family Choice $2000/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Choice $2000/$100 Ded + Ortho + Implant 2025 (Oregon)
KPNW Family Choice $2500/$100 Ded 2025 (Oregon)
KPNW Family Choice $2500/$100 Ded + Implant 2025 (Oregon)
KPNW Family Choice $2500/$100 Ded + Ortho 2025 (Oregon)
KPNW Family Choice $2500/$100 Ded + Ortho + Implant 2025 (Oregon)

Adult plans

KPNW Adult Choice $1000/$50 Ded 2025 (Washington)
KPNW Adult Choice $1000/$50 Ded Vol 2025 (Washington)
KPNW Adult Choice $1500/$50 Ded 2025 (Washington)
KPNW Adult Choice $1500/$50 Ded Vol 2025 (Washington)
KPNW Adult Choice $2000/$50 Ded 2025 (Washington)
KPNW Adult Choice $2000/$50 Ded Vol 2025 (Washington)
KPNW Adult Choice $2500/$50 Ded 2025 (Washington)
KPNW Adult Choice $1000/$100 Ded 2025 (Washington)
KPNW Adult Choice $1000/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Choice $1500/$100 Ded 2025 (Washington)
KPNW Adult Choice $1500/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Choice $2000/$100 Ded 2025 (Washington)
KPNW Adult Choice $2000/$100 Ded + Implant 2025 (Washington)
KPNW Adult Choice $2000/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Choice $2000/$100 Ded + Ortho + Implant 2025 (Washington)
KPNW Adult Choice $2500/$100 Ded 2025 (Washington)
KPNW Adult Choice $2500/$100 Ded + Implant 2025 (Washington)
KPNW Adult Choice $2500/$100 Ded + Ortho 2025 (Washington)
KPNW Adult Choice $2500/$100 Ded + Ortho + Implant 2025 (Washington)
KPNW Adult Choice + Child-Only Ortho 2025 (Washington)

Pediatric plans

KPNW Pediatric Choice 80 Dental Plan 2025 (Oregon)
KPNW Pediatric Choice 100 Dental Plan 2025 (Oregon)
KPNW Pediatric Choice 100 + Ortho Dental Plan 2025 (Oregon)
KPNW Pediatric Choice Dental Plan 2025 (Washington)
KPNW Pediatric Choice + Ortho Dental Plan 2025 (Washington)